Human Life Value  Calculator
Annual Income
Personal Expenses
Personal Insurance for Self
Personal Tax     
Income contribution to family / Year
Expected Rate of Return 
Inflation Rate
Real Rate of Return (Adjusted for inflation)
Present Age in Years 
Age at the time of Retirement (Planned)
 No of Years of Earning Period
Human Life Value (HLV)
Human Life Value (HLV) (Adjusted for Inflation)